Monday, October 4, 2010
Check out this Tour. It is a Must!
I guarantee that you will not be disappointed with this trip. I promise you that it is one of the most beautiful drives in all of southern Ontario. There are many great things to stop at and take a look at along the way. Most important, do not forget your camera and or video camera. Your will really enjoy the fall colours and the beautiful hills. It is a VERY scenic drive. You will pass through Clearview township, town of BlueMountains, Artemesia, Osprey, and other townships all in Grey County and Simcoe county. Please let me know how well you made out with my directions and how much you enjoyed to the trip. Thanksgiving weekend is coming up and the colours will be at their peak. Enjoy and thanks for visiting my blog. Stop by and visit my website as well http://www.clearviewlistings.com/ Have a great day! Joseph Talbot, ASA, sales representative, Remax Clearview Inc. 705-733-5821 direct line if you get lost.
Friday, October 1, 2010
See the Potenial In Real Estate That May Not Seem Quite What You Are Looking For
If you dig a little deeper though, you might be able to visualize something different.
That's what we did when we bought this investment property in Stayner, Ontario. It was pretty run down. It needed new doors, new windows, new siding, and we replaced just about everything else.
Now, the main floor is a large, finished, 4 bedroom, 2 bathroom apartment and the basement will begin soon. We'll keep you posted on the progress.
In the meantime, you can see Before, During and After photos at http://www.clearviewlistings.com/ and see view the finished video walkthrough of the Stayner Renovation Project below.
With my design qualifications and 20+ years in the building industry, I have an eye for detail and a knack for visualizing the potential in a property. Give me a call, at RE/MAX Clearview, Inc, and let me help you see your future home!
Joseph Talbot, Accredited Senior Agent, Green Agent
RE/MAX Clearview Inc. (705) 428-4500
Direct Line (705) 733-5821
www.clearviewlistings.com
Monday, August 30, 2010
SAVE THE HST!!!

Wednesday, May 12, 2010
Secrets to Creating an Age Friendly Home
When people buy a home they intend to live in for the rest of their lives, they don't always consider if that home will suit them as they age. In fact, many people plan remodeling projects that won't help them at all when they get older, such as putting in a hot tub. Maybe that's something they can finally afford and have always wanted, but they don't take into consideration how useful - or not - something like that will be as they age. Here are a few things you should think about in creating an age friendly home. Keep in mind that everyone ages differently, and you may not know exactly what types of accommodations you'll need, but by planning ahead, you'll have some idea of what you may need.
The ideal home for seniors should include a no-step layout, including no steps up to at least one entrance of your house. If you have steps at every door of your home, be aware that you may need to add a ramp at some point in the future. This holds true even if you or your spouse isn't in a wheelchair; the fact is that negotiating steps becomes difficult for nearly everyone as they age. Doorways, both within the house as well as entrance doors, should be at least 32 inches wide to accommodate a wheelchair or walker, and doors should have lever handles instead of knobs for arthritic hands.
Your home should ideally have a full-sized bath and master bedroom on the first floor, as stairs may become difficult to navigate. Bathrooms should include toilets and counter tops that are at a comfortable height for seniors. Showers are ideal for seniors, since most falls occur getting in and out of the tub. You can get shower chairs with wide seats. If you already have a tub and choose not to remodel, add several grab bars and a bath bench to put across the tub so you don't have to stand up to reach necessary items. You should also add a grip mat in the bottom of the tub and a hand-held showerhead so you can avoid standing as much as possible. If you have room for it, you might also want to consider placing a sturdy chair near the tub to aid in mobility and dressing.
Bedrooms, particularly the first floor master bedroom, should have large closets with accessible storage and a bed that is low enough for seniors to easily climb into. Since older people need three times as much light as younger people do, you'll also want adequate lighting, not just in the bedroom, but also throughout the entire house. A good reading light will help, and you may want to consider a nightlight to make middle of the night trips to the bathroom safer. If the bedroom is connected to the bathroom, a sturdy chair near the bathroom door will be good if you need a little help getting to the bathroom.
Adequate lighting is particularly important in the kitchen because there are so many ways to get hurt in that room. You can add under-cabinet and can lights if you don't have enough florescent lighting. You'll also want to make sure cabinets are easily accessible, and add roll out shelves and more shallow shelves if necessary. Stoves should have large dials for easy viewing, and ovens should have pull out racks. Other senior kitchen necessities include a stool for resting, a lever style faucet on the sink, a garbage disposal and trash compactor, and a u-shaped galley kitchen layout so food does not have to be carried.
Other changes that will help you age in your home:
- Low pile carpet for easy mobility
- Low shine floors that minimize glare
- Pressure mats instead of motion detectors that interfere with hearing aids
- Buzzers instead of high frequency alarms and doorbells
- Adequate heating system so space heaters aren't needed
- Touch lamps instead of ones with knobs
- Out of the way extension cords
- No throw rugs
- Furniture with firm, high seats
- Chairs with arms and without coasters so they don't slide
- Light colored floors and bright walls, with a contrast between the two
Outside of the home, patios are better for seniors than are decks, because decks require more maintenance and tend to be slick when wet. There may come a time where maintaining an elaborately landscaped yard is too much for you. As you get older, you may want to consider either simplifying your yard so you have less to do in it, or hiring someone to take over yard care duties. Following these tips can make aging in your home much easier.
Joseph Talbot, ASA
Sales Representative
Remax Clearview Inc. brokerage
705-733-5821
Check out more at
josephtalbot.ca
This article was provided by www.worldreferrals.com
Buyer’s Title Insurance: Do You Need It?
When you purchase a home, the title of it must be researched to make sure the seller has the right to sell the house; that no one else has a claim on the house, for example. The title examiner will look closely at all available public records of the house, including past deeds, wills, and trusts to make sure the house is free and clear to be sold. If the title is clear, you can buy the house. If not, any legal problems need to be cleared up.
Title insurance protects you and your mortgage lender in the event that a problem occurs with the title at any point during your ownership. It can be a problem that just didn’t show up in the title examination, something the examiner missed, or because of an error in the public records. Let’s say a long lost heir claims a right to the house after you’ve bought it. Title insurance will cover the cost of untangling this legal problem.
There are two types of title insurance. A lender policy, usually issued for the amount of the mortgage, covers the mortgage lender. If you have to go to court with the long lost heir, the policy will cover the costs of that. If the long lost heir is indeed the legal owner of the house, instead of you, the policy will pay the mortgage back to the lender.
An owner policy covers the price of the house and pays the owner of the property for loss due to a problem with the title. If you have an owner policy and the long lost heir wins the court case, your owner policy will reimburse you for the loss of the property.
Title insurance does not cover any defects found in the property after closing, and some policies do not cover problems related to easements, mineral rights, and liens. Unless your state specifies differently, buyers must pay for title insurance, although that can be negotiated with the seller. The price is a one-time fee, usually part of the closing costs.
Most lenders require you to purchase a lender policy, but not all require an owner policy. Of course, if you’re paying cash for a property, you do not have to get title insurance, but it certainly wouldn’t hurt. It’s a good idea to protect your investment.
Joseph Talbot, ASA
Sales Representative
Remax Clearview Inc. brokerage
705-733-5821
Check out more at
josephtalbot.ca
This article was provided by www.worldreferrals.com
Wednesday, April 7, 2010
Adding Value to Your Property - Part 2
Maintenance
Maintenance of a property may seem a bit of a bind, but without continuous attention, the value of a property will deteriorate along with its condition. Regular maintenance is the best investment that can be made in a property.
Water can cause major problems so keeping it out is very important. Start by checking the roof. Replacing broken tiles or repairing the lead flashing may not be a major job, but left unattended, could lead to problems. It's a good idea to check the guttering when it's raining. Blockages and leaks can often be spotted when viewed from across the road.
It's always worth casting an eye over the drains too. A drain cleared before a blockage occurs is easier on the nose and the wallet.A regular lick of paint will keep a property looking good and keep deterioration at bay. A newly painted front door with shiny brass fittings always creates a good impression. When selling, a surveyor will be more impressed with ongoing maintenance than quick fixes aimed at making the property more appealing.
Joseph Talbot, ASA
Sales Representative
Remax Clearview Inc. brokerage
705-733-5821
Check out more at
josephtalbot.ca
This article was provided by www.worldreferrals.com
Adding Value to Your Property - Part 1
Extensions
Rising property prices and the premium being placed on space, makes extensions a wise investment.An extension should match the architectural style of the existing house. Extra bathrooms and large kitchens are usually good investments in family-sized homes and a garage in a busy, urban area will also add value. A good extension could add thousands to the price of a property.
The room that usually benefits the most from enlarging is the kitchen. Adding a kitchen diner creates the farmhouse kitchen most people want and gives extra space. The old dining room can become an office, playroom, or somewhere to set out a model railway. Better still, build above the kitchen extension to add an extra bedroom at the same time.
Victorian or 1930s houses are ideal for loft conversions because of their high roof pitches. Prices will vary depending on how many bedrooms are added and whether an en-suite is required. A loft room will require less planning and building requirements than a bedroom. So do the research and speak to chartered surveyors and architects!
If there isn't a reason to expand, why not get a further advance on a mortgage and give the house a dream makeover. A new kitchen, bathroom and carpets will revive the passion in the property and increase its value at the same time.
Joseph Talbot, ASA
Sales Representative
Remax Clearview Inc. brokerage
705-733-5821
Check out more at
josephtalbot.ca
This article was provided by www.worldreferrals.com